We want to warn you about potential issues that may arise after refinancing your home: an unexpected spike in spam messages. “Morgan” from Yuma, Arizona reached out to share that she had experienced this.
“We refinanced our house and tried out XYZ. Now I've got a lot of spam that I have to continually block. I've been using Rocket's mortgage for years and have had no issues, so XYZ was the only new organization that was communicating by using that email.
The good news is that there are ways to avoid spam and prevent you from coming back. This is what you need to know.
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Tips for fighting spam
If you receive a spam message, do not reply or click on the link in the message. Follow these steps to prevent future spam text:
How to stop spam text messages on your iPhone
- It will open setting App
- Scroll down and tap App
- Scroll down to message Open it with the app
- Scroll down until it appears Filter unknown senders Switch
- It will open Message App Tap Filter In the top right corner. Next, you can see that the text messages are filtered into five categories: All messages, known senders, unknown senders, unread messages and Recently deleted
Now messages from senders that are not in your contact list will be sent to the Unknown Senders folder and will not receive notifications.
Control spam. How to Create a Quick Alias Email Address
How to stop spam text messages on Android
Settings may vary depending on the manufacturer of your Android phone.
- It will open message App
- Tap the 3-dot icon in the top right corner
- in settingscroll down and tap Spam protection
- Turn it on Enable spam protection
Illustration to protect your data (Kurt “Cyberguy” Knutsson)
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How to minimize these annoying robocalls
In addition to spam messages, annoying robocalls after searching for lenders to refinance can be a serious nuisance. Fortunately, there are several steps to protect your privacy by minimizing these interruptions.
1) Do not answer unfamiliar numbers calls or texts
Not answering unfamiliar calls is one of the best ways to avoid potential scams. Today, most phone carriers label robocalls as “spam risk” or similar. Scammers often use your local area code or even a portion of your phone number to make you think the call is legitimate. Therefore, it is important to carefully check the number before picking it up. If you don't recognize the number, it's safest to ignore the call or text in case it's spam.
2) Block numbers
If you want to get spam calls and prevent future calls from the same number, you can easily block them. Learn how to block unknown callers on both iPhone and Android devices here.
3) Use carrier spam and robocall blocking services
Major airlines such as Verizon, AT&T, Sprint and T-Mobile offer free services to block spam and robocalls. These include AT&T Call Protection, Sprint/T-Mobile Scam Shield, and Verizon Call Filter. For more information, please contact your provider.
4) Try third party spam blocking apps
iPhones and Android allow users to use the app before downloading and detecting spam calls. Get our number one recommendation here.
5) Invest in personal data removal services
Unfortunately, phone numbers are more likely to be readily available on the many lists that data brokers sell to numerous search websites. However, removing numbers from these sites reduces the chances that spammers will grab them and reach out to you. Data Deletion Services removes your personal information from the web, so data brokers and scammers do not get a personal phone number, home address or email address. Although there is no service that promises to delete all data from the internet, deleting a deletion service is great if you want to constantly monitor and automate the process of continuously deleting information from hundreds of sites over a long period of time. Check out our top picks for data deletion services.
Delete icon illustration (Kurt “Cyberguy” Knutsson)
How to avoid being fooled by RoboCall now and forever
Important takeouts in your cart
It can be as frustrating as spam, but there are steps to minimize these unnecessary messages, such as using a carrier spam blocking service, enabling the built-in spam filter on your phone, etc. to minimize these unnecessary messages. These tips can help you reduce spam and protect your personal information.
What are the biggest challenges when it comes to spam calls and text? Write us and let us know cyberguy.com/contact.
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