A new 401(k) regulation is set for 2026 that will affect many high-earning Americans. Here’s what to understand if you belong to this category.
If you’re in your middle years and earning a good salary, get ready for changes in how you contribute to your 401(k) next year. Back in September, the IRS rolled out new regulations that will alter catch-up contributions starting 2026. Specifically, they’re implementing income tests that could significantly impact high-income earners. So, here’s the crucial […]
Fidelity clients can no longer access their 401(k) plans. Some view this as an unbelievable takeover, while the company claims it’s for security reasons.
In the ongoing tussle between major investment firms and fintech platforms for control over customers’ retirement accounts, some clients feel stuck in the crossfire. Recently, Fidelity’s new policies have ramped up tensions, particularly when they began limiting third-party financial advisors’ access. This has led to many customers losing online access to their 401(k) accounts, especially […]
Retirement savings limits for 2026 rise as contributions for 401k and IRA are increased.
IRS Announces Increased Contribution Limits for Retirement Accounts The IRS has made some noteworthy adjustments to common retirement plans like 401(k)s and IRAs. Starting in 2026, those who contribute to plans such as 401(k) and 403(b) will see their contribution limits rise to $24,500, up from $23,500 in 2025. Additionally, IRA contribution limits will also […]
IRS reveals new 401(k) contribution limits for 2026, increases savings cap
IRS Announces New 401(k) Contribution Limits for 2026 The IRS recently unveiled updates to the 401(k) contribution limits for 2026. In a release on Thursday, the agency increased the deferral limit for employees, raising it from $23,500 in 2025 to $24,500 next year. This adjustment impacts 401(k), 403(b), and most 457 plans, as well as […]
Here are the funds available in a 401(k) plan according to Morningstar.
Morningstar’s Approach to 401(k) Fund Selection I’ve been on Morningstar’s 401(k) committee for over 25 years, where I’ve worked alongside colleagues to pick and monitor the funds offered to our employees. While the selection of 401(k) options has expanded over the years, our fundamental approach has remained: we prioritize highly rated, low-cost funds for the […]
The Secret to a Successful 401(k)
Saving for the future, especially retirement, involves some critical choices. When to kick off saving, how much to stash away, and where to put those savings can all impact your financial well-being. Recently, the focus on where to invest has intensified, particularly with regulators looking to allow 401(k) plans to include various alternative assets, such […]
Fidelity’s updated policy restricts access to accounts for certain 401(k) customers.
Phoenix (AZ Family) Some customers of Fidelity are reporting being locked out of their 401(k) retirement accounts after the company implemented new policies that limit access to third-party financial advisors. While Fidelity asserts that these changes are meant to enhance security, there’s noticeable dissatisfaction among some users, who are concerned about the control over their […]
Changes to 401(k) catch-up taxes in 2026 open doors for scammers
Important Changes to 401(k) Contributions and What They Mean for You If you’re over 50 and have contributed the maximum to your 401(k), there’s an upcoming change in 2026 that could impact the taxes on your catch-up contributions. This change mainly revolves around taxes and retirement planning, but it also opens doors for scammers. Each […]
New allegations of corporate spying arise, focused on two valuable 401(k) administration startups.
Corporate Espionage Allegations Emerge in Employee Onboarding Dispute In a surprising turn from the often mundane realm of employee onboarding and 401(k) management, new allegations of corporate espionage have come to light. This year, the ongoing legal skirmish between HR software firms Rippling and Deal has captivated attention, showcasing accusations of data theft and planted […]
Financial Experts Recommend Fully Contributing to Your 401(k) and Roth IRA Each Year, But How Many Individuals Can Truly Manage It?
Maximizing Retirement Accounts: A Challenge for Many When it comes to retirement accounts, maximizing contributions is often highlighted as solid advice by financial experts. It sounds practical, sure. And for some folks, it is. Yet, personal finance guru Dave Ramsey’s firm, Ramsey Solutions, suggests that while building wealth through contributions can be beneficial, it isn’t […]