457(b) Plans for Non-Governmental Employees: Should You Join or Skip?

457(b) Plans for Non-Governmental Employees: Should You Join or Skip?

Many high-income earners who save diligently often prioritize fully funding their tax-advantaged retirement accounts—like Roth or traditional plans—before putting money into a taxable brokerage account. This approach makes a lot of sense, generally speaking. However, when it comes to non-governmental 457(b) plans, some individuals may find exceptions, particularly if they foresee a potential “tax bomb” […]