Change my mind. I believe having a selection of ETFs is more beneficial than hiring a financial adviser, whose charges will reduce your returns. Do you agree?

“Why should I hire a financial advisor when I can just invest in ETFs or a mix of ETFs focused on healthcare and tech? It seems unnecessary to pay advisor fees when those investments are generally low-cost. Advisors frequently buy and sell, racking up extra expenses on top of their fees. It feels like they […]
Change my mind. I believe having a collection of ETFs is more beneficial than hiring a financial adviser, as their fees can reduce your earnings. Do you disagree?

Question about Financial Advisors versus ETFs “Why pay a financial advisor when you can just buy an ETF or a portfolio of ETFs made up of healthcare and tech? You avoid those advisor fees, and it seems like a more manageable investment compared to mutual funds or professional help. Plus, ETFs are usually low cost. […]
Roth Conversions Are Coming to the TSP; Understanding Why This Could Be More Harmful Than Beneficial for Many Federal Workers

Beginning January 28, 2026, the Thrift Savings Plan (TSP) is set to allow participants to finally make use of a feature called loss conversion. This means they can transfer funds from traditional (pre-tax) TSP balances into Roth TSP options. For many federal employees, this adjustment has been a long time coming. Roth conversions (RC) are […]
Dante Moore’s comeback to Oregon is unexpectedly beneficial for the Jets

Dante Moore’s Decision Shakes Up Jets’ QB Situation Dante Moore’s announcement on Wednesday that he would return to Oregon genuinely caught Jets fans off guard. This effectively sidelines their prospects of nabbing a franchise quarterback in the upcoming 2025 NFL Draft. Now, teams might need to get a bit more inventive—or, perhaps, take a step […]
Stephen Ross Views California Billionaire Tax as Beneficial for Palm Beach

Billionaire Stephen Ross Envisions Palm Beach as a Tech Hub (Bloomberg) — Billionaire Stephen Ross is setting his sights on transforming Florida’s Palm Beach County into a new Silicon Valley, suggesting that it offers a more favorable business climate for tech investors compared to California. In a recent interview with Bloomberg News in Palm Beach, […]
Three beneficial practices to strengthen your relationship with God in 2026

Three Unique New Year’s Resolutions for Christians When Christians consider New Year’s resolutions, the usual thoughts might lean toward reading the Bible more, praying frequently, or increasing church attendance. Those goals are definitely commendable. However, let’s take a different route and explore three resolutions that often get overlooked. As it turns out, our physical and […]
RON HART: The “Donroe Principle” — Is It Beneficial or Detrimental?

Is Donald Trump’s bold move in Venezuela centered around drug trafficking, gangs, illegal immigration, affiliations with Cuba and Russia, Iranian interests, security in the Western Hemisphere, or perhaps oil? Essentially, Trump has summoned federal operatives to work with President Maduro’s forces—like our military—to apprehend a narco-terrorist wanted in New York. It’s within his rights to […]
Catholic Bishops Acknowledge Border Controls as Beneficial for All

Catholic Bishops Address U.S. Immigration Policy The Catholic bishops in the United States have issued a statement recognizing the government’s legal authority and moral duty to manage immigration for the public good. “We understand states have a role in regulating borders and creating fair immigration systems for the common good.” This statement was adopted during […]
Recent research explains why it’s not beneficial to win a bidding war.

It’s Not Just About Winning A comprehensive study analyzing nearly 14 million home sales across 30 states over the past two decades reveals that buyers who succeed in bidding wars—the ones who land the homes they desire—often encounter significant drawbacks. Research indicates that those who pay above the asking price, a common trait in competitive […]
Your gray hair could actually be beneficial for you

What about gray hair? Many strive to conceal their gray strands, but recent research indicates that going gray might actually play a crucial role in combating serious illnesses. Scientists suggest that the visible signs of aging might serve as a natural defense against cancer. This study in natural cell biology explored how hair follicle stem […]