New federal tax credit scholarship program to start in 2027 for all taxpayers
Major Changes Coming to U.S. Education Policy in 2026 2026 is expected to be a pivotal year for education policy in the U.S., marking the beginning of a significant federal program. It’s fascinating how much can change in just a few years; looking back, it might be hard to recognize the landscape. Now, when it […]
Credit Metrics Keep Getting Better
Market Trends: Default Rates and Distressed Exchanges December 31, 2025 The default rate is not just decreasing; there’s also a notable drop in the count of distressed exchanges. I mean, it’s a positive sign, right? As things shift, it seems like the situation is slowly getting better in some areas. For a deeper insight, you […]
Lawmakers are addressing credit issues but cannot stop their own mistakes.
Obamacare Subsidy Tensions Ahead of Expiration Lawmakers are set for a significant battle over Obamacare subsidies as this year draws to a close, and it seems no clear victor has emerged from the heated discussions. Senate Democrats made attempts to steer the conversation in Congress back to health care, which resulted in the longest government […]
China Claims Credit for Trump’s Resolution of Cambodia-Thailand Dispute
On Sunday, China’s state-run Global Times tried to take credit for a ceasefire involving the Chinese government. President Donald Trump facilitated negotiations between Cambodia and Thailand. According to the Global Times He claimed that the delegations from both Cambodia and Thailand expressed their “gratitude and appreciation for China’s active role” in reaching the ceasefire agreement […]
DCU is rebranding as it merges with a California-based credit union, joining assets totaling $28 billion.
Major Merger of Two Japanese Credit Unions Set for January 1st Two of Japan’s prominent credit unions are gearing up for what is being called a “history-making” merger, set to take effect on January 1st. Headquartered in Marlboro, California, the Digital Federal Credit Union and First Technology Federal Credit Union recently confirmed the merger following […]
Mid-level updates, changes in transfer ratios, and additional insights: TPG’s credit card specialists share their predictions for 2026 trends
Looking Ahead to Credit Card Changes in 2026 As we approach the end of 2025, there’s a lot of buzz about what might happen with credit cards, points, and miles in 2026. The past year has seen a flurry of new products, updates, and changes in programs, so it’ll be interesting to see if this […]
Child Tax Credit: Anticipations for 2026
As tax season nears, families are getting ready for updates to the child tax credit. The review approved last summer secures higher benefit amounts, specifies eligibility, and revises how parents can claim credits for 2026. While a lot of what’s in place looks familiar, some details could impact how much money families get and when. […]
School credit recovery programs are reportedly being misused for racial equity, further disadvantaging students.
Concerns Over Credit Recovery Programs in Education There’s growing concern that educational programs aimed at helping students recover from setbacks are being manipulated by advocates for racial equity, enabling some students to raise their grades with minimal effort. Credit recovery typically allows high school students another chance to learn a subject outside regular class hours, […]
Iowa credit union stops allowing penny withdrawals
In light of the U.S. Mint’s decision to discontinue the production of pennies, several businesses have begun rounding cash purchases to the nearest five cents. Following this trend, GreenState Credit Union has updated its policy. Members can continue to deposit pennies, but withdrawals of pennies are no longer permitted. When cashing a check or redeeming […]
Distinctive rewards categories for business credit cards
Choosing the Right Business Credit Card for Rewards If you’re using a rewards credit card for everyday purchases, you’re likely familiar with earning bonus miles on dining or travel expenses. However, when it comes to business credit cards, the landscape changes quite a bit. Banks issuing these cards usually recognize that business spending habits differ […]