Documentary questions AP credit for famous ‘Napalm Girl’ photo
Controversy Surrounds “Napalm Girl” Photo Credit The Associated Press is reaffirming its credit for the famous “Napalm Girl” photo taken during the Vietnam War, even as a new Netflix documentary presents an alternate claim about its origin. For over five decades, Vietnamese-born Associated Press photographer Nick Ut has been acknowledged for capturing the 1972 image […]
How banks support the growth of private credit
After the recent collapses of auto parts maker First Brands and subprime car finance company Tricolor, three executives from private finance firms appeared before a House of Lords committee last month to address what they called “misinformation.” Daniel Reiter of Blackstone emphasized that private credit is generally safer than what banks would typically manage, pointing […]
Understanding credit scores and credit card interest rates: What lenders often keep to themselves
Your Credit Score Matters Your credit score is a crucial factor that financial institutions and card issuers consider when assessing borrowing costs. Nowadays, many domestic banks are increasingly leaning on data-driven risk assessments, and having a high credit score—typically 750 or more—can lead to better credit card terms and lower interest rates. Major credit bureaus […]
Many Americans are relying on credit cards for holiday gifts this year, and the numbers are surprising.
Many Americans are hoping for a financially stable Christmas, but worries about money are overshadowing what should be a joyful time. A recent survey highlights a troubling trend: a staggering 84% of shoppers intend to rely on credit cards to manage their expenses during the holiday season as prices continue to climb. This information comes […]
Deferred payment plans? Florida faces an issue with credit card delinquency
Florida’s Credit Card Delinquency Rates Florida is often celebrated for its beautiful beaches and sunny weather, but there’s a troubling trend revealing a different story: credit card delinquency. According to a recent study by WalletHub, which analyzed data up until June 2025, Florida ranked last among all 50 states in terms of credit card delinquency. […]
Changes to credit scoring improve access to mortgages but don’t ensure loan approval.
New Credit Scoring Models: What You Need to Know A new credit scoring model is being introduced in the mortgage industry, which may significantly boost the number of Americans receiving credit scores. However, experts caution that just because your score seems better on paper doesn’t guarantee loan approval. Micah Smith, a credit repair expert and […]
Record holder uses credit cards to create holiday magic at Garden City
Winter Magic at Garden City Center CRANSTON, R.I. — A holder of a Guinness World Record added some winter wonder to the Garden City Center, all thanks to a credit card. Brian Berg and his team crafted a unique vacation village display over three weeks, utilizing green and black Citizen credit cards along with adhesives. […]
“I’m aware I need assistance.” I have a $43,000 debt with my credit card company, and I can’t pay it back. How do I handle this situation truthfully?
Question: “I have $43,000 in credit card debt and I can’t pay it anymore. But I really want to be debt-free. I know I need help. Where should I look and who should I talk to?” Answer: “A nonprofit credit counseling agency would be a great first step. They can help you negotiate with your […]
Credit expert embarrassed by Trump administration’s 50-year mortgage proposal for American homebuyers
Expert Voices Concerns Over 50-Year Mortgages Credit solutions expert Micah Smith, who founded Micah Abigail LLC, has expressed strong disapproval of the proposed 50-year mortgage plans introduced during the Trump administration. In an interview, Smith articulated her frustrations about the potential risks associated with these long-term loans. While the idea seems appealing—lower monthly payments stretched […]
Liz Weston: Poor customer service leads to the decision to cancel a credit card that’s been held for 44 years
Dear Liz: I came across your column discussing cardholders’ fears about canceling their cards. I thought I’d share my own experience. So, I ordered something online using my credit card, which I’ve had since 1981. Unfortunately, the purchase was fraudulent, and I spent hours trying to resolve it. When I finally managed to reach a […]