How I cope with the confusion of credit card redemption choices
If you’ve ever found it hard to make a decision because you were overthinking it, you’re definitely not alone. Personally, I often feel that way when I’m staring at a pile of credit card rewards, trying to figure out the best way to use them. A little while back, I had a balance of 150,000 […]
New AI tool streamlines credit report disputes for Kikoff users across the country
Kikoff Launches AI Credit Dispute Tool Cynthia Chen, the CEO and co-founder of Kikoff, recently shared insights during a conversation with Fox Business about the potential of new AI tools in enhancing personal finance, particularly in relation to credit scores. Since its introduction, Kikoff’s AI credit dispute tool has been utilized by consumers over 70,000 […]
A new leader in credit cards appears as the competition between Amex and Chase intensifies.
Credit Card Rankings Shift as Competition Intensifies American Express and Chase have long vied for the title of America’s most favored credit card. However, recent updates indicate that new contenders are altering the landscape. Bank of America has made a notable leap from fifth to second place, while Capital One secures the third position in […]
Idaho provides additional details on requirements for the Parental Choice Tax Credit
Idaho has introduced a new law allowing families to receive up to $5,000 per student for qualified education expenses, which can include private school tuition. In Boise, Idaho has released additional details on how families can qualify for the newly passed school choice tax credit ahead of the upcoming academic year. Known as the “Idaho […]
Credit Card Defaults, Balances, Debt, Credit Limits, and Collections in the Second Quarter of 2025
Our drunken sailors and their credit cards. Wolf Richter on Wolf Street. Recently, credit card delinquency rates—referred to by some as “drunken sailors”—have shown some notable improvements. The delinquency rate for credit cards, defined as payments overdue by 30 days or more, decreased to 2.87% at the end of the second quarter, as reported by […]
Warren Buffett Warns That While Many Enjoy Credit Cards, Owing $10K At 18% Could Mean Lifelong Struggles
Buffett’s Take on Credit Cards In a world where a simple click can get you a peloton and a smoothie costs $17, it’s easy to see why credit cards are so popular among Americans. But when it comes to the billionaire investor Warren Buffett, his stance is quite different. Back in 1999 at a Nebraska […]
Credit Market Forecast – Apollo Academy
Market Outlook and Trends August 16, 2025 The solid fundamentals surrounding macroeconomic factors and corporate stability, alongside ongoing strong demand from institutional investors and limited net supply, keep credit spreads and performance relatively steady. There’s an increasing downside risk, but it seems likely that the fundamental elements and technology will still attract interest as we […]
Some businesses are rejecting credit card fees to maintain low prices.
Local Diners Opt for Cash-Only Policies to Keep Prices Down Feeling frustrated by the rising prices of burgers and seafood dishes? You’re not alone. Many diners share this sentiment, and some small businesses have tapped into a cash-only system to combat the 2-3% fees charged by credit card companies. This strategy allows them to keep […]
Amex Reveals Big Hotel Credit Before Platinum Card Update Next Month
Possible American Express Card Updates on the Horizon In June, American Express shared plans to refresh both the Amex Platinum and Business Platinum cards this fall. However, details were pretty sparse, with no specific benefits or timelines mentioned, just an indication that changes would be coming in the next few months. Recently, we learned about […]
New tax credit scholarship program starts under Trump’s law
New Education Law Signed by President Trump On Independence Day, President Trump signed a significant law that introduces a new right for American students and families: the right to freedom of education. This law is part of a comprehensive piece of legislation aimed at improving educational opportunities for future generations. Quality education is often seen […]