Credit card company Imprint surpasses major banks for Rakuten partnership deal
On November 28, 2023, the Lacten Mobile logo was spotted at a branch in Tokyo, Japan. There are newcomers poised to shake up an industry generally controlled by large banks. Imprint, a credit card startup that launched five years ago, has outbid established banks to secure a deal for new co-branded cards with the online […]
Affordable credit cards for small businesses set to launch: Report
The government is looking into a plan for banks to issue credit cards with a £5 lakh limit tailored for micro-enterprises, aimed at addressing immediate working capital requirements at reasonable interest rates. This initiative will also include the first ever credit guarantee cover for such cards. Currently, credit cards offer an interest-free period ranging from […]
Get an Uber One membership with these specific credit cards
Delta Air Lines is broadening its collaboration with Uber, which brings some positive news for Delta Amex cardholders. Certain Delta Card Members can claim new monthly membership credits that will cover the cost of a 6-month or 12-month Uber One subscription. Note that registration is necessary. Additionally, Apple Card users can also benefit from Uber […]
Federal judge overturns decision to exclude medical debt from credit reports
Judge Strikes Down CFPB Rule on Medical Debt A federal judge in Texas recently ruled against a Biden administration initiative aimed at erasing medical debts from credit reports, which was overseen by the Consumer Financial Protection Bureau (CFPB). Judge Shawn Jordan, a Trump appointee from the Eastern District of Texas, decided on Friday that the […]
RBA calls for a ban on surcharges for debit and credit card payments
Proposed Changes to Credit Card Fees Highlights Potential Savings Protection Banks argue that eliminating extra credit card charges could save consumers approximately $1.2 billion annually. Starting in July 2026, additional fees for debit and credit card payments via EFTPOS, MasterCard, and Visa will be removed. Additionally, the new RBA proposal suggests that businesses utilizing card […]
Judge removes Biden administration’s rule on medical debt credit reporting
A federal judge in Texas recently overturned rules enacted during the Biden administration that allowed for the removal of medical debt from credit reports, according to court filings. US District Judge Sean Jordan, appointed by Trump in 2019, stated that the previous administration’s regulations exceeded the authority of the Consumer Financial Protection Bureau (CFPB). This […]
How to obtain the Resy credit on Delta Amex cards
I admit it, I’m a bit of a fan of the Delta Skymiles® Reserve American Express Card. I’ve even written about my enthusiasm for it before. This card has been my ticket to accessing many Delta Sky Club Airport lounges and has provided me with an annual companion certificate, allowing me to bring friends or […]
Reasons High-Performing Credit Unions Retain More Members
Gen Z Credit Union Members Consider Leaving Almost four out of ten members from the 10th generation of the Z Credit Union are contemplating a shift to traditional banks next year. This significant percentage poses a major challenge for credit unions eager to maintain their connection with younger members. Yet, the trend goes beyond just […]
Debit or credit: Which card provides more advantages for daily spending?
Choosing Between Debit and Credit Cards Many of us frequently grapple with the choice between using a debit card or a credit card. This decision often hinges on whether you need quick access to funds from your bank account. For Lee Gorman, credit cards hold a distinct advantage for a couple of reasons. “Credit cards […]
New federal tax credit initiative to assist millions in obtaining school choice
Trump’s New Education Bill: A Game Changer? President Trump recently signed a significant $3.3 trillion bill aimed at reshaping educational opportunities in the U.S. This legislation, which some are calling the “largest law in school selection history,” introduces a federal tax credit scholarship program. It’s a bold move that could potentially alter how families choose […]