I needed money quickly. My credit card came through – no hassle, no debt risk.
Recently, I recalled an email from one of my credit card companies regarding a “credit-on-credit” service. So, I quickly called their customer support, and honestly, I was surprised at how easy it was. After a brief verification, I was approved for a cash loan that amounted to 90% of my credit limit. The best part? […]
JPMorgan Chase introduces unexpected changes to its credit card.
JPMorgan Chase Introduces Exciting Credit Card Updates On July 30th, JPMorgan Chase, the largest bank in the world, announced a notable partnership with Coinbase, which is the biggest crypto exchange in the US. This collaboration is designed to offer customers some attractive benefits in the crypto realm. One of the standout aspects is that, starting […]
Defaulting to a freeze can aid in preventing credit fraud
Every year, millions of Americans fall victim to credit fraud, often unaware that their identities have already been compromised. In 2023, this issue affected over 15 million people and cost Americans more than $42.9 billion. Such incidents aren’t just coincidences; they highlight significant security flaws in a credit reporting system built across different eras, relying […]
JPMorgan Chase and Apple Close to Agreement on Credit Card Collaboration
Recent reports suggest that JPMorgan Chase and Apple are nearing a deal where the bank would take on a role as a credit card partner for the tech giant. Negotiations have been underway since early 2024, and they seem to be picking up speed, according to sources cited by The Wall Street Journal on July […]
Latest sign-up offers on Citi Strata credit cards
Looking to rack up some transferable Citi Thank You Rewards Points? Citi offers three cards in the Strata series—each sporting a welcome bonus. This is a solid chance to land some attractive bonuses, mix up your point collection, and tap into valuable transfer options. Annual fees for these cards range from $0 to $595. Depending […]
Using credit cards that offer great rewards but come with high interest rates
Advice on Credit Card Rates and Home Sale Exemptions Dear Liz: I’m planning a trip to Europe soon and applied for a new credit card because it has a “no foreign transaction fee” feature. With my credit score sitting at 740, I expected to receive a decent interest rate. However, I was shocked today to […]
Electric vehicle tax credit will expire in September. Here’s what to understand.
On July 4th, President Trump signed legislation that removed electric vehicle (EV) tax credits introduced under the Biden administration. These credits included $7,500 for purchasing or leasing a new qualified EV and $4,000 for a used one. Originally, this program was set to last until 2032 but has now been ended. If you’re looking to […]
Deadline for electric vehicle tax credit is in September. Here’s what you need to know.
On July 4th, President Trump enacted a law that scrapped the electric vehicle (EV) tax credits initiated during Biden’s administration. This includes a $7,500 credit for new qualified EVs and a $4,000 credit for used ones. The tax credits were intended to last until 2032, but Trump’s action ended that possibility. While credits are still […]
Credit card holder loses access after payment check goes missing
Dear Liz: For many years, I had two credit cards that earned airline miles on all my expenses. I consistently paid my bills in full and on time, so I never missed a payment. Earlier this year, I mailed a check to settle the balance as I always did. However, after three weeks, I noticed […]
Advantages and disadvantages of being an authorized user on another person’s credit card
Understanding Authorized User Status for Credit Building Salt Lake City – A popular method for improving credit is becoming an authorized user on someone else’s credit card. This could be a parent, spouse, or even a responsible friend. By adding you as an authorized user, it can significantly boost your credit history almost instantly. What’s […]