Here’s why the average US credit score is falling
According to FICO, the resumption of federal student loan delinquency reports, primarily for US consumer credit reports, has resulted in a US average credit score skiing nationwide. The scoring agency reported that the national average US FICO score, which is used as a benchmark to assess consumer credit risk, fell to 715, down one point […]
Average US credit score slips as student loan delinquencies rise
Micah Abigail CEO, founder and financial influencer Micah Smith talks with Fox News Digital about the crippling finances and how to fix it. According to FICO, the resumption of federal student loan delinquency reports, primarily for US consumer credit reports, has resulted in a US average credit score skiing nationwide. The scoring agency reported that […]
7 easy ways to protect your credit cards while traveling
If you rush to a busy terminal, juggling bag or boarding pass, credit cards may be at risk not only from pickpockets, but also from digital thieves using high-tech tools such as RFID (radio frequency identification) skimmers. While today’s chip-enabled cards are safer than old magnetic stripes, it’s still wise to take extra precautions, especially […]
Trump Administration Ousts Democratic Leaders from Credit Union Oversight!
Officials announced on Wednesday that two Democratic members of the National Credit Union Administration (NCUA) have been dismissed by the Trump administration. Todd Harper, one of the Democratic board members, shared news of his dismissal on LinkedIn, stating that the termination was “totally unjust.” “The decision by the White House to terminate my position prior […]
A judge threw out a Biden era rule on credit card late fees
The Morning with Maria panel responds to the December employment report and details its impact on the US economy. A federal judge on Tuesday dumped the rules of the U.S. Consumer Financial Protection Agency (CFPB) and limited the deferred fee for all credit cards to $8. US District Judge Mark Pittman, Northern Texas District Court […]
Texas judge throws out rule that would have capped credit card late fees – AP News
HOUSTON (AP) – A Texas judge on Tuesday said Caped credit card deferral fee After officials with President Donald Trump’s administration and a coalition of major banking groups, he agreed that the rules were illegal. The verdict by US District Judge Mark Pittman of Fort Worth is Consumer Financial Protection Bureau and collections of major […]
Judge scraps CFPB rule capping credit card late fees at $8
A federal judge on Tuesday blocked the U.S. Consumer Financial Protection Agency’s rules postponement for $8 after the agency agreed to opposing the rules adopted during President Joe Biden’s administration. US District Judge Mark Pittman of Fort Worth, Texas, recognized the joint request by the CFPB and the alliance of six business and banking groups, […]
Judge scraps US rule capping credit card late fees at $8 – Yahoo Finance
Jonathan Stempel (Reuters) – A federal judge on Tuesday concluded the late fees for the U.S. Consumer Financial Protection Agency at $8 after agents agreed to opposition that rules adopted during President Joe Biden’s administration were illegal. US District Judge Mark Pittman of Fort Worth, Texas, recognized the joint request by the CFPB and the […]
Frankly, After 3 Months The Apple Credit Card Just Kind of Stinks Compared to Others – 24/7 Wall St.
Personal Finance Audioundwerbung / Getty Images Published: April 12, 2025, 1:57pm Just as I'm focusing on Apple and making the best mobile phones and computers in the country, I'm totally aware that everything the company does isn't ideal. This may be particularly accurate with credit cards. Credit cards, although physically cool, may not be the […]
Chime Credit Builder Secured Credit Card review: A secured card with no annual fee or interest – CNBC
If your credit score is low, you know how frustrating the path to rebuilding your credits can be. You will need credit products such as loans and credit cards. You need to pay on time and demonstrate that you deserve a higher score with Credit Bully. However, depending on how low your score is, it […]