DEANE WALDMAN And VANCE GINN: Focus on Spending Wisely in Healthcare, Not Increasing Costs

Veterans Affairs Bureau Faces Staffing Crisis Again The Veterans Affairs Bureau is finding itself in a troubling situation once more. A recent report highlights a “serious shortage of professional staff” in essential areas like primary care, anesthesiology, and mental health. Almost 80% of VA facilities are struggling to provide adequate care to veterans, leading to […]
GINN: NAIC’s New Regulatory Proposal Threatens Your Retirement Savings

The National Association of Insurance Commissioners’ (NAIC) recent regulatory proposals have concerned stakeholders across the U.S. insurance landscape. At the heart of the controversy are proposed changes that could fundamentally alter how life insurance companies invest in financial instruments, with far-reaching consequences for the broader economy and, more specifically, the retirement security of millions of […]
GINN: Both Biden And Trump Lack A Bold, Hopeful Vision

President Joe Biden and former President Donald Trump overwhelmingly won their respective parties’ primaries and are now their respective parties’ presidential candidates. Third-party candidates have a chance to win in November, but it will be an uphill battle as funding and institutions are stacked against them. Given the circumstances, it’s unfortunate that neither Trump nor […]
GINN: How Biden’s War on ‘Junk Fees’ Hurts Americans

What the Biden administration wants is Credit card late fee limit Through the Consumer Financial Protection Bureau (CFPB). But wait a minute. This can cause problems, especially for the person the rule is trying to help. C.F.P.B. Proposed rule to cap late payment fees for credit cards This may reflect well-intentioned efforts to strengthen consumer […]
GINN: Healthcare Costs Are Straining Federal And Household Budgets. Here’s How Biden Can Rein Them In

Medical costs continue to rise, and economic constraints are becoming even more severe. household and government safe. As the federal government struggles to rein in spending amid mounting debt, families are forced to make difficult choices between paying essential medical bills and meeting basic needs. These rising costs of health care must be addressed through […]