FRTIB Addresses Feedback and Finalizes Regulations for TSP Roth In-Plan Conversions
The Federal Retirement Savings Investment Board (FRTIB) has announced a final rule effective January 28, 2026, which introduces the option for in-plan conversions to a Roth Thrift Savings Plan (TSP). This long-awaited change allows TSP participants to switch their funds from traditional TSP accounts—those with pre-tax and tax-exempt balances—to Roth accounts, which are funded with […]
Roth In-Plan Conversions for TSP to Begin in Late January 2026
New Roth In-Plan Conversion Options for TSP Participants Starting in late January 2026, participants in the Thrift Savings Plan (TSP) and their spouse beneficiaries will have the option to convert funds from traditional TSP accounts to Roth accounts. This process is known as a “Roth in-plan conversion.” When converting from a traditional to a Roth […]