Mid-level updates, changes in transfer ratios, and additional insights: TPG’s credit card specialists share their predictions for 2026 trends
Looking Ahead to Credit Card Changes in 2026 As we approach the end of 2025, there’s a lot of buzz about what might happen with credit cards, points, and miles in 2026. The past year has seen a flurry of new products, updates, and changes in programs, so it’ll be interesting to see if this […]
Credit Card Defaults, Balances, Debt Ratios, and Credit Limits in Early 2025: Our Reckless Spendings with Credit Cards
When the free money runs out, the hangover is resolved. Insights from Wolf Richter on Wolf Street. The delinquency rate for credit cards issued by commercial banks, specifically those that are 30 days or more overdue, dropped to 3.05%. This marks the third consecutive quarter of decline, a slight improvement from the first quarter of […]