Retirees Prefer AMLP to Standard Dividend Funds for a Simple Reason: Twice the Income
AMLP’s Yield and Performance Insights AMLP, the Alerian MLP ETF, offers an impressive yield of 8.29% while conventional dividend stocks often struggle to reach 4%, and the S&P 500 hovers just above 1%. This ETF gives investors focused on income a chance to tap into master limited partnerships (MLPs) that handle key energy infrastructure across […]
This tax strategy is among the IRS’ best-kept secrets for retirees. Why do 90% of retired Americans overlook it?
Maximizing Charitable Giving for Retirees The holiday season often inspires retirees to give back generously, and there’s a useful IRS-approved method that could make this even more effective. Qualified Charitable Distributions (QCDs) allow individuals to donate directly from their IRA, which can lower their tax bills while supporting chosen charities. This method is described by […]
Only one out of ten retirees continues to work.
Greece’s Labor Market Struggles with Aging Population Greece is grappling with significant challenges related to its aging population, yet it’s not fully leveraging either its younger or older workforce like other developed nations do. Youth unemployment in Greece hovers around 20%, while a mere 10% of retirees choose to remain in the workforce. Interestingly, the […]
An advisor for affluent early retirees shares his views on why he believes 401ks are like a ‘money prison.’
Rethinking Retirement: A New Approach to Financial Independence Austin Dean, despite his numerous certifications as a financial advisor, found himself dissatisfied with conventional teachings, particularly regarding retirement savings. In his early 20s, he had a keen interest in achieving financial independence, and the notion of “locking away” savings until age 59 and a half struck […]
Changes to Social Security in 2026: Essential information for retirees.
Social Security: A Vital Resource for Older Americans For countless older Americans, Social Security provides essential financial support. This program serves as the country’s largest safety net, disbursing monthly benefits to around 74 million individuals. Conversations with numerous seniors reveal a troubling picture: many are just getting by without retirement funds, while some in their […]
Ed Slott: Essential Information for Retirees on Required Minimum Distributions
Important points While many opt to take their required minimum distributions (RMDs) at the year’s end, those engaging in qualified charitable distributions might find it beneficial to do it differently. First-time RMD takers can wait until April 1 of the following year, but delaying beyond that could lead to having to take two distributions in […]
December 2025 and January 2026 Social Security payments: When to expect yours with a 2.8% cost-of-living increase for retirees
Social Security Payments for December 2025 December’s Social Security payments will follow the usual schedule, marking the last payment before the new Cost of Living Adjustment (COLA) takes effect. According to the Social Security Administration (SSA), those whose birthdays fall between the 1st and 10th will receive their payment on the second Wednesday of December, […]
What Will Be the Average Social Security Benefit for Retirees in 2026?
Understanding Social Security Benefits in 2026 Social Security benefits differ for each individual, largely based on their past earnings and when they decide to claim these benefits. Looking ahead, the cost-of-living adjustment for 2026 is projected to increase benefits by 2.8%. This means that, on average, retirees could expect to receive over $2,000 annually from […]
Retirees will soon need to make year-end withdrawals, and errors can be expensive.
As December nears, many older Americans will need to withdraw from their retirement accounts. Experts warn that mistakes here can be quite costly. Most retirees must begin taking required minimum distributions (RMDs) at age 73, which are calculated based on their account balance, age, and a life expectancy factor from the IRS. Your first RMD […]
COLA raises Social Security payments for 2026: Increases verified for retirees, spouses, and survivors.
Social Security Benefits to Increase in 2026 The Social Security Administration has confirmed that recipients will see a 2.8% increase in their monthly benefits come 2026. This adjustment will affect over 75 million individuals, including retirees, spouses, survivors, disabled workers, and those receiving Supplemental Security Income (SSI). The higher payments are set to roll out […]