The pension crisis is impacting more than just your savings.
In the 1930s, France constructed the Maginot Line, a defensive barrier intended to thwart German invasions. It seemed well thought out, and honestly, it made me feel secure. However, once the war commenced, it turned out to be nearly useless. The Germans easily evaded it. Its failure wasn’t due to weakness, but rather because it […]
Will health savings accounts take the place of ACA subsidies for certain Americans?
January 4, 2026, 5:02 a.m. ET Health savings accounts (HSAs), established over two decades ago, are gaining traction as a means for consumers to save for medical needs while benefiting from tax advantages. Yet, are they about to play an even bigger role in how Americans manage health care costs? Senate Republicans think so. They’re […]
Five effective strategies to boost your retirement savings in 2026
Many individuals dedicate years to saving for retirement, yet a considerably smaller number know how to extend those savings effectively. If you’re like most Americans, you’ve likely put in the effort. I’ve managed to build up my retirement through IRAs, 401(k)s, and various other investments. On paper, it seems promising. However, as retirement nears, different […]
Use AI to create your stock portfolio with almost 90% savings on Amsflow Pro.
Amsflow’s AI Pro Plan Offers Insightful Financial Tools TL;DR: Amsflow’s Pro plan harnesses AI for real-time market data, portfolio tracking, and automated analysis, all available for a one-time fee of $59.99. People generally fall into two categories: those who meticulously analyze numbers and those who prefer a machine to interpret the data for them. If […]
Governor of a red state emphasizes Medicaid savings following Minnesota fraud issues
Medicaid Reform and Fraud Crisis in Minnesota A recent Medicaid reform initiative in Indiana has highlighted an ongoing fraud issue in Minnesota, which is known for its deep-blue political landscape. The contrast is striking, especially in light of the significant savings Indiana has reported thanks to what one Republican describes as “common sense” actions. Indiana […]
I’m 60 with no savings and only $20K invested. I’m concerned my brother is mismanaging my trust and it might not last my lifetime.
Question I’m 60 years old and I don’t have any savings. I do have $20,000 in an online investment account. Each month, I get a check from a holding company that owns 24.75% of it. Plus, there’s a quarterly check from my real estate company, but honestly, I’m not sure how much that is. My […]
Is Your Retirement Savings Ready for an Emergency? Here’s What Many People Miss
Important points Diverse retirement strategies should include various income sources, tax implications, and timelines. Be aware of often-missed risks like long-term care expenses, inflation, and potential tax reforms. Incorporate annual stress tests and adaptable income tools to ensure your plan remains viable during unforeseen events. Having a retirement plan is one thing, but is it […]
Even with an income of $175K and savings of $3.5M, a 62-year-old lawyer shares his fear of retiring with Dave Ramsey.
Concerns About Retirement Even With Financial Security Steve, a 62-year-old lawyer from Raleigh, North Carolina, recently shared his thoughts with a personal finance expert. He found himself in a situation that many might consider enviable—no debt, a paid-off home, and $3.5 million saved for retirement. Yet, despite this financial security, he feels unable to retire […]
Lake City workers raise worries about retirement savings and paychecks
Concerns Rise Over Lake City Employee Salaries and Severance Pay LAKE CITY, S.C. — Some employees in Lake City are worried about their severance pay and whether the city can maintain their salaries. Officials indicated that the city is behind in paying the South Carolina Public Employee Benefits Administration (PEBA), which handles retirement and insurance […]
IRS Provides Information on Expanded Health Savings Accounts Due to New Tax Law
IRS Update on Health Savings Accounts (HSAs) The IRS has put out new information regarding changes to Health Savings Accounts (HSAs) as part of the One Big Beautiful Bill Act (OBBBA). This legislation broadens the eligibility criteria for HSAs and modifies the rules surrounding high-deductible health plans (HDHPs). This guidance outlines recent changes and clarifies […]