Will health savings accounts take the place of ACA subsidies for certain Americans?

January 4, 2026, 5:02 a.m. ET Health savings accounts (HSAs), established over two decades ago, are gaining traction as a means for consumers to save for medical needs while benefiting from tax advantages. Yet, are they about to play an even bigger role in how Americans manage health care costs? Senate Republicans think so. They’re […]
North Carolina residents deal with significant insurance cost hikes as ACA subsidies come to an end

Insurance Premium Increases in North Carolina WILMINGTON, N.C. – This year, at least one out of ten residents in North Carolina will see a notable hike in their insurance premiums due to the expiration of Affordable Care Act subsidies. The federal government chose not to extend this financial support into the new year, which means […]
Expiration of ACA subsidies leads some Iowans to explore new healthcare options.

Hy-Vee Health Exemplar Care expands low-cost memberships in Iowa as ACA tax credits expire As the end of the year approached, millions of Americans are preparing for significant increases in health insurance premiums. Specifically, those in Iowa are feeling the effects of the expiration of Affordable Care Act tax credits on December 31. To tackle […]
130,000 people in Alabama likely to lose health insurance as subsidies come to an end and prices rise

Expiration of Health Insurance Tax Credits Strikes Affordable Care Act Participants The insurance subsidies that reduced health insurance costs for many Affordable Care Act users came to an end on Thursday, leaving a surge in medical expenses in their wake. Millions of Americans could feel the impact when the new year rolls around. Currently, the […]
Democrat believes Trump can help restore Obamacare subsidies after Congress let them lapse.

Health Insurance Premiums Set to Rise for Millions of Americans As the new year approaches, millions of Americans are preparing for increased health insurance premiums following Congress’s decision to let subsidies from the Affordable Care Act lapse. However, earlier this week, a bipartisan group of senators ventured to find common ground to reinstating the enhanced […]
2026 price increases affect ACA health insurance plans as subsidies end for millions of Americans

Tax Credit Changes Hit Health Insurance Costs Recently expired tax credits had been instrumental in lowering costs for many Affordable Care Act participants, but with their expiration at the start of 2026, millions of Americans are confronting significant medical expense increases. The situation escalated into a 43-day government shutdown, driven by Democratic efforts to address […]
Health subsidies end, leaving millions of Americans facing significant insurance increases in 2026.

Health Insurance Premiums Set to Rise as Tax Credits Expire NEW YORK (AP) — The tax credits designed to lower health insurance premiums for many Affordable Care Act enrollees have now expired, leading to entrenched high medical costs for millions of Americans as the new year begins. The Democratic Party is grappling with the repercussions […]
ACA is Effective, But We’ve Enhanced It with an Affordability Fund; ACA Requires Subsidies for Accessible Care

New Mexico’s Plan for Affordable Healthcare During the MS NOW Report on Wednesday, New Mexico House Speaker Javier Martinez, a Democrat, emphasized that the state has always aimed to enhance the Affordable Care Act through the Affordable Care Fund. He noted that while Obamacare is effective, it requires additional subsidies to help residents in New […]
Time runs out for extending Obamacare subsidies as rising healthcare costs challenge Republicans

Lawmakers are quickly running out of time to extend the enhanced Obamacare subsidies before they end this year, which has become a focal point for Republicans as the midterm elections approach. If no action is taken, approximately 22 million Americans—about 92% of those enrolled in Obamacare—could see their out-of-pocket expenses rise significantly, potentially costing thousands […]
Subsidies for the Affordable Care Act are about to end, affecting some premiums in Covered California.

Affordable Care Act subsidies are due to expire at midnight, which could lead to considerable hikes in health insurance premiums, according to the analysis firm KFF. If these tax credits end—credits linked to the longest federal government shutdown in U.S. history, which just wrapped up—premiums could rise by an average of 114%. It seems those […]