“I’m aware I need assistance.” I have a $43,000 debt with my credit card company, and I can’t pay it back. How do I handle this situation truthfully?

Question: “I have $43,000 in credit card debt and I can’t pay it anymore. But I really want to be debt-free. I know I need help. Where should I look and who should I talk to?” Answer: “A nonprofit credit counseling agency would be a great first step. They can help you negotiate with your […]