Possible Future of XRP in a Tokenized Economy
Predictions hint that should the global economy transition to tokenization, and if XRP were to secure even 1% of that market, it might rise to significant prices—perhaps even into double digits.
The financial landscape is pivoting towards blockchain technology. Tokenization, which involves turning real-world assets like bonds or inventory into digital tokens, is no longer just a concept. It’s increasingly becoming a reality.
Dom Kwok, a co-founder of the blockchain education platform Easy A, recently suggested that the entire global economy is likely to move towards a tokenized framework.
This growing consensus has stirred interest in projects capable of facilitating such a transition. Notably, XRP stands out as one of the more practical choices. Analysts and members of the XRP community argue that it could process a substantial segment of the value in a tokenized economy.
But what does this mean for XRP’s price? That’s a bit murky. I decided to ask ChatGPT for some insights. If global tokenization takes off and XRP processes just 1% of its total value, how might it be affected?
Price Estimates for XRP at 1% of Tokenized Economy
ChatGPT offered two primary scenarios. In the first, picture XRP as a payment layer. In this hypothetical situation, with the global economy valued at about $100 trillion, if XRP captures 1% of daily payment volumes, that translates to around $1 trillion circulating daily through XRP. If each token is used just once a day, XRP’s market cap could reach $1 trillion. Assuming a circulating supply of 55 billion tokens, this could lead to a price of approximately $18.18 per token.
Alternatively, if XRP is utilized less frequently—let’s say once every three days—then it would need to support about $3 trillion in transactions. In such a scenario, the price might increase to around $54.54. Thus, predictions suggest that XRP could land somewhere between $18 and $55.
In the second scenario, XRP is envisioned as a store of value. If XRP holds just 1% of global tokenized assets, it would equate to $1 trillion, leading to the same price of about $18.18. If it captures a larger portion, say 5%, the price could rise to around $90.90. Therefore, the expected value for XRP might range from slightly above $18 to potentially $90.
These projections are based on forecasts from significant institutions like BlackRock, Citigroup, and the World Economic Forum, which anticipate that the total value of tokenized assets could reach between $30 trillion and $68 trillion by 2030. Some estimates even suggest it could exceed $100 trillion over the decades.
Current Trends in Global Tokenization
The data backs up these forecasts. In the first half of 2025, the market for tokenized real-world assets soared from $8.6 billion to over $23 billion—a 260% increase. This represents an 85% jump from the $15.2 billion recorded at the close of 2024.
By August 2024, the total value locked in tokenized real-world assets surpassed $7 billion, with expectations to reach $50 billion by year’s end. Some projections even hint at it breaking the $500 billion mark. Long-term, forecasts show the market growing to between $13.5 trillion and $16 trillion by 2030, potentially hitting $18.9 trillion by 2033.
Interestingly, institutional players are taking significant steps forward. Companies like BlackRock, JPMorgan, Goldman Sachs, and others are aggressively expanding their tokenized product offerings. For instance, BlackRock introduced its Buidl Fund in March 2024, followed by Goldman Sachs and BNP Paribas initiating pilot programs on the Canton Network.
Platforms now support tokenized real-world assets through various decentralized finance (DeFi) protocols as well. Systems like Ethena, Maple, and others facilitate the movement of these assets while also generating returns. Tools such as Redstone’s Oracles help provide accurate pricing, integrating these assets within broader systems.
Meanwhile, Larry Fink, CEO of BlackRock, is becoming a prominent advocate for tokenization. In a letter to investors in 2025, he wrote about how all forms of investment could be tokenized and argued that this shift will revolutionize the investment landscape. He further pushed for regulatory approval at the 2025 World Economic Forum, emphasizing that tokenized stocks and bonds would lower barriers to entry, allowing for fractional ownership and enhanced liquidity.
