Fold Launches New Bitcoin Rewards Credit Card
Fold, a company focused on Bitcoin financial services, has shared some exciting news today. They are teaming up with Stripe and Visa to introduce the Fold Bitcoin Credit Card™. This card aims to help users accumulate Bitcoin simply by making purchases, similar to traditional credit cards.
This partnership merges Stripe’s solid infrastructure with the vast payment network of Visa, establishing a rewards system designed for scale, reliability, and security—all centered around Bitcoin.
Exclusive Bitcoin Rewards Card
Set to launch later this year, the card offers up to 3.5% in Bitcoin rewards on purchases. Users will receive an instant 2% back, while an additional 1.5% can be earned by those paying off their balances through a Fold checking account.
Moreover, cardholders could gain up to 10% back when shopping at popular retailers like Amazon, Target, Home Depot, Starbucks, and Uber. Unlike many cryptocurrency reward cards, which often require managing tokens or multiple accounts, Fold emphasizes a straightforward, “Bitcoin only” approach.
Fold first announced the development of this credit card back in February 2025. For many consumers, the idea of earning Bitcoin can feel both appealing and daunting. With this card, there’s no need to navigate exchanges or deal with wallets; users can simply earn Bitcoin passively on everyday purchases.
This “first-earn, learn” strategy has shown promise in bringing new users into the Bitcoin ecosystem, and the easy-to-use card could help broaden adoption even further.
“Our credit cards provide clear value and make Bitcoin easily accessible for everyone,” noted Will Reeves, CEO and founder of Fold. “It’s designed to be straightforward for newcomers, while also catering to early adopters who seek transparency and control.”
This initiative represents a significant step after years of efforts to incorporate Bitcoin into everyday financial practices. Fold initially gained recognition with its Bitcoin rewards debit cards, gift cards, and shopping apps. Now, with the backing of Stripe and Visa, they are poised to extend Bitcoin rewards to a larger audience.
Industry partners echo this enthusiasm. “Our new consumer-issued products are tailored to empower customers like Fold, enabling them to introduce new offerings without the complexities of managing their own programs,” said Satesh Kumar Srinivasan, Head of Money Management Products at Stripe.
Cuy Sheffield, head of Crypto at Visa, views the launch as part of a larger trend. “Fold’s Bitcoin rewards, combined with Visa’s security and reach, provide consumers with a safe and simple way to earn Bitcoin while shopping,” he explained.
Fold believes that offering a straightforward way to accumulate Bitcoin will resonate with many consumers. If this card proves successful, it could usher in a new era of Bitcoin adoption, making the notion of earning and saving Bitcoin as commonplace as grocery shopping.
