The leading digital assets are starting to shift away from mere financial speculation.
In 2025, SoFi technology showed no signs of slowing down. Its adjusted net revenue rose by 38% year over year, and over the last three months, the platform gained 1 million new customers, bringing its total to 13.7 million.
This success seems partly due to SoFi’s emphasis on innovation and product development. Recent trends show that cryptocurrency is beginning to establish clear, practical use cases.
SoFi is targeting a significant market opportunity
SoFi’s latest initiative indicates its entry into the remittance sector. In August, the company revealed an exciting partnership with Lightspark, allowing for quick and affordable cross-border payments right within the SoFi app. Lightspark, founded by a former executive from Meta, supports backend infrastructure connecting financial institutions globally.
The new service, part of SoFi Pay, enables users in the U.S. to send money to over 30 countries. It works by utilizing the Bitcoin Lightning Network, a solution that enhances speed and reduces costs.
The user experience is central here. For instance, a person in the U.S. can start a transaction in dollars, while the recipient in Mexico receives pesos. Yet, behind the scenes, the funds are converted to Bitcoin and sent via the Lightning Network.
Remittances represent a massive market. For instance, around $38 billion was transferred from the U.S. to India in 2024. Unfortunately, high fees and lengthy processing times are common challenges. SoFi aims to change that.
Investors should closely monitor management’s outlook on this service and its long-term potential. If it can provide better value, particularly for cost-conscious customers, SoFi is likely to gain an edge.
Today’s changes
(1.55%) $0.30
current price
$19.60
Key data points
Market capitalization
25 billion dollars
daily range
$19.16 – $19.86
52 week range
$8.60 – $32.73
volume
1.5M
average volume
57M
gross profit
63.53%
Bitcoin’s transition from financial asset to payment tool
Bitcoin’s price has skyrocketed 17,000% over the past decade. So, it’s not surprising that leading digital assets are often pursued for investment gains. However, SoFi’s recent efforts might highlight the practical applications of blockchain technology.
Most people might not be interested in the technical specifics, but the ability to cut costs and send money more swiftly can be appealing. Companies like SoFi, which embrace this transformation, could see significant financial benefits.
As for Bitcoin, the possibilities are apparent. Increased demand and higher trading volumes could arise, potentially driving prices up in the long run.
