Chase Sapphire Reserve® Pre-Approval Tool

If you’re thinking about applying, now might actually be a good time for the Chase Sapphire Reserve®. They’re currently offering a surprising 175,000-point welcome bonus to targeted consumers. It’s worth checking—see if you’re eligible.

Chase has brought back their pre-approval tool, allowing potential applicants to fill out a few quick questions to find out if they qualify for a welcome offer. It functions much like the pre-qualification tool that American Express offers, but this feature is only available on the Chase website for a limited time.

Here’s the lowdown:

Check out the Chase Pre-Qualification Tool to see if you qualify for a 175,000-point bonus (after spending $6,000 in the first three months).

Overview of the Chase Pre-Qualification Tool

The Chase Pre-Qualification Tool allows users to answer a few straightforward questions and find out which cards they may be pre-qualified for. It seems to be a temporary feature—last I saw it was available about a year ago.

After answering some questions, Chase conducts a soft inquiry that won’t impact your credit score and then reveals which cards you’re eligible for.

If you decide to go further, that’s when they initiate a full credit check. While not everyone qualifies for all cards, this tool does present some alternatives you might want to explore.

Keep these points in mind:

What Cards Are Included?

The tool currently lists cards like the Pre-approval tool. It’s worth noting that specifics on Freedom Rise and Slate Edge were collected separately; those details haven’t been confirmed by the card issuer.

The pre-approval tool has a unique welcome offer just for the Sapphire Reserve. So, eligible applicants can either snag a standard 125,000-point bonus (with the same $6,000 spending requirement for the first three months) or go for the elevated 175,000-point bonus. There’s no middle ground.

Why Use the Tool?

The primary reason to use this tool is to determine eligibility for the elevated Chase Sapphire Reserve offer. Other cards in this tool don’t feature any special welcome offers; applicants will just see the standard public offers.

Even if you’re not interested in the Sapphire Reserve, you might find this tool handy to check your eligibility for other Chase cards without the risk of a hard inquiry.

Conclusion

Before applying for any Chase card, it’s a smart move to utilize the pre-approval tool—it can save you some headaches and might unlock Chase’s highest-ever offer for the Sapphire Reserve, which could mean tens of thousands of extra points.

And even if you’re not aiming for the Sapphire Reserve, the tool can help you assess your eligibility for other cards before you submit an application. Many consumers might find this addition to Chase’s site beneficial, and hopefully, it will stick around for a while.

Check out the Chase Pre-Qualification Tool to see if you’re eligible for the 175,000-point bonus with the Sapphire Reserve.