Chase Sapphire Reserve Welcome Offer and Eligibility

The Chase Sapphire Reserve® has announced an exciting expansion. You can earn 150,000 bonus points after spending $6,000 on purchases within the first three months of opening your account. This is considered their best welcome bonus yet, worth around $3,075 in travel, according to evaluations from TPG as of May 2026. If you already have the card, you might be wondering about your eligibility.

Great news for Sapphire Preferred cardholders! Chances are you may qualify for the Sapphire Reserve as well. It’s worthwhile to check the eligibility criteria for Chase’s Sapphire card family to take advantage of the Sapphire Reserve’s benefits.

Am I Eligible for Sapphire Reserve if I Have Sapphire Preferred?

Unless you’ve never had a bonus before, it looks like you are eligible for the Sapphire Reserve if you’ve earned a bonus with Sapphire Preferred. I’m thinking about adding Sapphire Reserve to my collection because the $300 annual travel credit is, in my opinion, one of the most practical perks. It’s pretty easy to make the most out of that credit every year. For example, I really enjoy live music and comedy, so the statement credit for StubHub purchases (available until December 31, 2027, with activation required) can come in handy.

I’ve been using the Sapphire Preferred card since 2023, and I don’t have to stress about meeting the requirements for the Sapphire Reserve. I’ve never had the Reserve or earned its bonus.

If your situation mirrors mine, you might be eligible for Sapphire Reserve, too. Just be sure to check the other eligibility requirements before applying.

Understanding Chase Sapphire Eligibility Rules

Before you apply, there are a few requirements you should be aware of:

• Chase’s 5/24 rule: If you’ve opened five or more new credit cards from any issuer in the past 24 months, you may be denied for a Sapphire Reserve (or any Chase card). Keep in mind that Chase usually does not count business cards in this total.
• Currently, you cannot open a Sapphire Reserve card.
• If you’ve already earned a bonus with Sapphire Reserve, it’s unlikely you would qualify for another bonus.
• Having previously held the Sapphire Reserve may disqualify you from this current offer, even if you didn’t get the bonus the first time.
• A good credit history is necessary, so you should ideally have a credit score of at least 740 to qualify.

In short, if you’re under the 5/24 rule and have never held the Sapphire Reserve or earned its bonus, you should be good to go.

Conclusion

Now’s a fantastic time to apply for the Sapphire Reserve, especially since it’s offering its largest welcome bonus ever. If you already hold the Sapphire Preferred, there’s no reason you can’t also add the Reserve to your wallet.

Just remember the eligibility rules—stay under the 5/24 limit, have a good credit history, and ensure you haven’t held a Sapphire Reserve or received a bonus previously. If you tick all these boxes, you can go ahead and apply right away.