Dear Liz: My husband has been working at the postal service for over 30 years and retired on pensions.
He has not had enough years in the private sector to qualify for Social Security.
We currently have the Social Security Equality Act, so is he entitled to receive my Social Security percentage?
I know that spouses who have never worked and have never contributed can receive Social Security payments based on their spouse's earnings.
answer: If you've already started Social Security and he's at least 62 years old, he should be able to claim the interests of your spouse based on your work record.
The Social Security Equity Act has ended the windfall exclusion provisions and government pension offsets. These two provisions reduced or eliminated the profits of more than 3 million people who received pensions from employment that they didn't pay for Social Security. Those affected will receive an increase or benefit for the first time their benefits. Additionally, you will receive a one-off retroactive payment, reflecting an increase that dates back to January 2024.
Social Security began adjusting benefits and retroactive payments at the end of February. The agency says most affected people will see the payments adjusted for April as benefits are paid a month later.
If your husband did not apply for spousal benefits, he can now do so. If he applied in the past and was denied, he could get his first payment next month, as long as the agent has current bank deposit information on the file.
Liz Weston, a certified financial planner, is a personal finance columnist Nald Warett. Questions are: 3940 Laurel Canyon, No. You can submit it on 238, Studio City, CA 91604 or use the Contact form. AskLizWeston.com.
