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Ares Capital (ARCC), Annaly Capital (NLY), and AGNC Investment yield around $9,475 annually in passive income.
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Investing a total of $75,000 in these three REITs results in a combined yield of over 13%.
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Back in 2010, some analysts considered NVIDIA among the top 10 stocks in AI.
Here are three dividend stocks that promise reliable passive income, potentially returning 12% or more on your investment.
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High-yield dividend stocks provide advantages that options like real estate simply cannot—like instant liquidity and the ability to cash out without lengthy processes. You earn income whether the market is steady or in turmoil.
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We specifically searched through Wall Street’s dividend stock database and discovered that investing $25,000 in each of several high-paying dividends could result in about $9,475 in passive income each year.
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Stock #3: Ares Capital Co., Ltd. (NASDAQ:ARCC)
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Yield: 11%
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$25,000 in shares: up to 1,383 shares at $18.07
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Annual passive income: ~$2,650
Ares Capital is a key player among publicly traded business development companies in the U.S., specializing in tailored financing for middle-market firms often overlooked by traditional banks. The BDC structure mandates the distribution of most taxable income to shareholders, enhancing yields.
With a focus on stability, Ares Capital has allocated $29.48 billion to 603 companies, primarily through senior lien loans. Notably, 72% of these loans are variable rate, offering flexibility in changing interest rate climates. The company has maintained a consistent quarterly dividend of $0.48 per share for nine quarters, and recent earnings comfortably cover this payout.
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Stock #2: Annaly Capital Management (New York Stock Exchange:NLY)
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Yield: 13%
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$25,000 in shares: up to 1,174 shares at $21.29
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Annual passive income: ~$3,275
As one of the largest mortgage REITs, Annaly mainly invests in government-backed mortgage securities. This structure necessitates that at least 90% of taxable income be distributed. The implicit government guarantee differentiates it from riskier alternatives.
The company’s portfolio experienced a 30% growth in 2025, with agency MBS totaling $89.6 billion. The total shareholder return reached 40% for that year, while the quarterly dividend increased from $0.65 to $0.70, remaining stable over five quarters.
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Stock #1: AGNC Investment Corporation (NASDAQ:AGNC)
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Yield: 14%
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$25,000 in shares: up to 2,473 shares at $10.11
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Annual passive income: ~$3,550
AGNC is notable as the leading pure-play investment MBS REIT, holding an investment portfolio worth $94.8 billion, and like Annaly, it focuses on government-backed securities to minimize credit risk. However, AGNC’s dividends really stand out with a monthly distribution of $0.12 per share since January 2020, making it particularly attractive for income investors.
In 2025, AGNC registered a full-year economic return of 23%, with total stock returns hitting 35% including dividend reinvestment. The net book value per share climbed by 7% in just the fourth quarter.
When you put these three stocks together, you get about $9,475 in passive income from a total investment of $75,000, which amounts to an approximate yield of 13%. Ares Capital adds around $2,650, Annaly contributes about $3,275, and AGNC rounds it off with around $3,550.
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stock
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annual income
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Percentage of total
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ARCC
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~$2,650
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~28%
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NLY
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~$3,275
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~35%
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AGNC
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~$3,550
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~37%
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Unlike rental properties, these investments can be resized or sold quickly. The passive income accumulates steadily, reinvesting to enhance stock ownership. This income can help cover genuine expenses while keeping your principal intact. With a market that may not always be forgiving, income sources that don’t demand complex forecasting present a significant advantage worth cultivating.
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