Todd Zywicki: Open Banking is Essential for Affordability

New Perspectives on Financial Data Rights The U.S. financial system has always thrived on innovation, competition, and empowering consumers. When the financial sector does well, it benefits everyone—from business owners to workers and families across different backgrounds. The impending rule from the Consumer Financial Protection Bureau (CFPB) regarding Personal Financial Data Rights, particularly Section 1033 […]
Colorado’s Family Affordability Tax Credit will provide significant savings.

February 7, 2026, 5:03am MT A new tax credit is being introduced in Colorado for this filing season, contingent on the state meeting certain revenue levels. The Family Affordability Tax Credit is aimed at low-income families with children, potentially providing significant deductions—ranging from hundreds to thousands of dollars—depending on individual circumstances. As tax season approaches, […]
Trump accuses Democrats of causing the affordability crisis at Iowa rally

On Tuesday, President Trump urged Iowa voters to help secure a Republican majority in Congress for the remainder of his term. He indicated that if Democrats succeed in the upcoming midterm elections, it would lead to weakened immigration enforcement, stalled economic progress, and, potentially, his impeachment. Addressing a rally in Clive, a suburb of Des […]
Initial actions by NYC Mayor Mamdani weaken the affordability message from his campaign.

New York City’s Mayor Face Affordability Dilemma Mayor Zoran Mamdani of New York City is pushing for a more affordable Big Apple for everyday Americans, but some of his initial actions seem to contradict that goal. In fact, shortly after taking office, Mamdani aggressively defended low-wage, unskilled delivery app workers. This has raised concerns among […]
Lawmakers urge health insurance leaders to address affordability

Health Insurance Executives Testify Before Congress Amid Rising Costs On January 22, a hearing in Washington highlighted U.S. health insurance executives attempting to deflect blame for increasing consumer costs. Lawmakers criticized them for practices perceived to hinder competition, consequently driving up premiums. At the hearing, top officials from insurance giants like CVS Health, Cigna, UnitedHealth, […]
Virginia Governor Spanberger’s housing affordability measures draw GOP backlash

Virginia Governor Abigail Spanberger’s First Day Actions Cause Controversy After being sworn in, Virginia Governor Abigail Spanberger portrayed herself as a practical centrist. However, her critics argue that her actions on the very first day signal a different trajectory for the state. Following her inauguration, Spanberger quickly issued a series of executive orders. Among them, […]
Tom Suozzi, a Democrat, Claims Wage Increases Hurt ‘Affordability’

Democratic Rep. Tom Suozzi on Immigration and Affordability Concerns Representative Tom Suozzi, a Democrat from New York, recently expressed concerns regarding reduced immigration and the subsequent wage increases, arguing that this situation contributes to issues surrounding “affordability,” as reported by News Nation on Tuesday. Suozzi stated, “We need to expand our affordability agenda beyond just […]
Critics of Hochul caution that New York cannot support affordability commitments made in the ‘State of the State,’ such as universal childcare.

Is Kath Affordable? Governor Kathy Hochul’s upcoming State of the State address on Tuesday might signal yet another record-setting budget for New York. However, her promise of “affordability” without raising taxes is drawing skepticism from various critics. Hochul is expected to present her state budget on January 20, and there are ongoing questions about funding, […]
Trump proposes a 10% limit on credit card interest rates for one year: ‘AFFORDABILITY!’

On Friday, President Trump urged credit card companies to limit interest rates to 10% for a year, starting late this month. He stated, “We will not allow Americans to be ‘ripped off’ by credit card companies charging 20-30% or more, especially as this situation has worsened under the Biden administration. Affordable rates are essential!” It’s […]
HMSA and Hawai‘i Pacific Health suggest a new partnership in health care due to affordability issues

Hawaii’s Health Care Systems Propose New Partnership Hawaii’s two major health care providers revealed a plan on Wednesday aimed at enhancing coordination, affordability, and access within the state’s health care system. However, they clarified that this initiative is not a merger but rather a partnership designed to maintain their existing operations. The Hawaii Medical Services […]