Credit freezes won’t prevent these 5 kinds of identity theft in 2025.
Understanding the Limitations of Credit Freezes Since 2018, Equifax, Experian, and TransUnion have been providing free credit freezes. This measure is intended to prevent new credit accounts from being opened in your name, which is, unfortunately, a common form of identity theft. However, recent data indicates that merely freezing your credit isn’t enough. Javelin Strategy […]
The BNPL Revolution Expands Into Credit Cards
The narrative surrounding Buy Now, Pay Later (BNPL) might have been misinterpreted from the outset. Insights from the latest Pay Later Ecosystem report by PYMNTS Intelligence indicate that credit card companies are already absorbing much of the competitive effects stemming from pay later services. While FinTech startups have aimed to create BNPL options that liberate […]
Amex and Fanatics introduce a new partnership and credit card
American Express and Fanatics Announce New Partnership American Express and Fanatics are joining forces in a partnership aimed at enhancing the way sports enthusiasts earn and redeem rewards. This collaboration will introduce a new Fanatics American Express® Card later this year, along with increased benefits for fans attending Fanatics events and shopping at their retail […]
Increasing Credit Card Defaults Prompt Minnesotans to Reassess Their Spending
Credit Card Delinquencies See Nationwide Increase Across the country, credit card delinquencies are on the rise. Recent studies from the Federal Reserve Bank of New York reveal that Americans hold over $1.25 trillion in credit card debt. Alarmingly, the rate of borrowers who are at least 90 days overdue has hit 13.1%, marking the highest […]
Dear airlines, please refrain from promoting your credit cards at 33,000 feet
Reflections on Air Travel: A Holiday Journey I’ve never really seen flying as a luxury, and my recent trip from Dallas to Detroit on Christmas morning was no different. Honestly, I think everyone on that plane just wanted the whole experience to wrap up as fast as possible. I braced myself for the usual jet […]
Credit Card Confusion? Why advertisements are focusing on an Illinois bill concerning swipe fees
You might have come across ads warning of impending “credit card chaos” in Illinois this summer, but honestly, the situation is a bit more nuanced than that. These ads, primarily pushed by the Electronic Payments Coalition, take aim at a 2024 law called the Exchange Fee Prohibition Act. This legislation prohibits banks, credit unions, and […]
Ongoing dispute regarding Illinois law to restrict credit card fees
Credit Card Fee Dispute Continues in Illinois The ongoing conflict regarding credit card transaction fees took another turn when a federal appeals court returned a case involving a new Illinois law aimed at capping these fees back to district court. Typically, when customers opt to pay with credit cards, businesses incur an interchange fee, which […]
Redwood Credit Union in Ukiah provides complimentary financial advice
Redwood Credit Union Opens New Location in Ukiah Ukiah, CA, May 9, 2026 — On April 20, the Redwood Credit Union in Ukiah moved to a new location at Pear Tree Center. The updated facility includes an extra safe, two drive-up and two walk-up ATMs, better lighting, and a more spacious layout. Additionally, there’s upgraded […]
Rep. Gottheimer advocates for a tax credit bill promoting ‘Jersey Pride’ to compete with ‘I Love NY’
New Jersey Lawmaker Proposes Bill for “Jersey Pride” Campaign U.S. Representative Josh Gottheimer (D-NJ) introduced a new bill aimed at replacing the popular “I Love NY” tourism branding with “Jersey Pride.” He made this announcement on Wednesday. The proposed legislation would offer a 25% tax credit for businesses selling New Jersey-branded products in airports, train […]
How Credit Card Apps Convert Interaction Into Spending
Credit card applications have evolved beyond just checking balances and paying bills; they play a significant role in helping consumers track their spending habits and decide which cards to use. Recent research by PYMNTS Intelligence indicates that mobile applications are crucial in the competitive landscape of credit cards, particularly among younger, credit-dependent consumers. Influence on […]