Trump Unveils “Great Medical Plan” to Lower Health Care Costs

On January 15, 2026, President Donald Trump announced his “Great Medical Plan,” designed to reduce health care costs by granting more choices to American patients. In a five-minute video message from the Oval Office, he aimed to outline solutions that would benefit Americans.

White House press secretary Caroline Levitt also held a press conference, presenting what she called the “four common sense pillars” of the plan, which she said would considerably enhance the health care system.

The first pillar focuses on lowering drug prices. The administration is urging Congress to adopt Trump’s “most-favored-nation” initiative, which aims to ensure that Americans receive the same low drug prices available worldwide. This initiative builds on a presidential order signed by Trump in May. Currently, health care costs in the United States exceed those in many other countries.

The White House indicated that this measure would expand consumer choice by allowing more over-the-counter medications to be offered safely.

The second pillar proposes to lower premiums and eliminate kickbacks that pharmacy benefit managers offer to intermediaries, which often result in increased health insurance costs.

Levitt stated, “The Great Health Care Plan would stop disbursing billions of dollars in additional taxpayer-funded subsidies to large insurance companies and instead send that money directly to eligible Americans.”

Trump criticized the Affordable Care Act, suggesting it mainly benefited insurance companies while driving up costs and stock prices.

“I want to end this flagrant fraud and put that extra money directly into a health care savings account in your name so you can go out and buy your own health care,” Trump explained. He assured that this would lead to better benefits at lower costs.

The proposed plan would also fund cost-sharing reduction programs, potentially saving taxpayers around $36 billion.

Trump mentioned, “This measure alone should lower premiums for the most popular Obamacare plans… It’s hard to believe that premiums would be lowered, but they would be lower by 10 to 15 percent on average.”

The third pillar aims to hold large insurance companies accountable by introducing the “Plain-English Insurance” standard. This would require insurers to disclose information about their rates and coverage in a straightforward manner, making it easier for consumers to make informed decisions.

Additionally, companies would need to reveal the percentage of revenue and profits spent on claims, along with data about denied claims, and average wait times for medical care.

“In other words, we will be able to witness fraud,” Trump asserted.

The fourth pillar emphasizes price transparency, mandating that health care providers and insurers accepting Medicare and Medicaid disclose their pricing and fees to prevent unexpected charges.

Overall, this initiative appears to be a bid to stimulate debate on health care costs in the United States while highlighting the administration’s intentions for reform and accountability within the system.