The landscape of financial services is evolving, with credit unions playing a pivotal role. As fintech companies move away from traditional banks, they are forming dynamic partnerships with smaller, more flexible institutions. What’s behind this strategic shift? PYMNTS Intelligence and Verella take a closer look at the technologies influencing these changes, motivations, and the next era of financial innovation.
Key Insights from “Preparing Credit Union Innovation: How Fintechs Are Transforming Partnership Strategies”:
- Who’s winning and losing in the fintech partnership landscape?
Fintechs are reevaluating their trust in partners to bring solutions to the market. This report highlights unexpected winners and some surprising losers.
- Compliance is crucial, not just a formality.
In this sector, regulatory readiness isn’t merely a task; it’s essential for partnerships. Discover how successful fintechs are leveraging this complexity to gain a competitive advantage.
- The Tech Wish List and the future of finance.
Credit unions are looking for technologies—from AI tools to biometric security—that enhance efficiency and intelligence. This report details five essential features for the digital experience of tomorrow.
Stay ahead of upcoming changes
The environment is shifting, and so are the rules. For fintechs, credit unions, or anyone trying to keep up with rapid innovation, this report offers valuable insights into future market directions and how to stay ahead.
About the report
“Credit Union Innovation Preparation: How Fintech is Transforming its Partnership Strategies” results from a collaboration between PYMNTS Intelligence and Verella. It draws on a survey of commercial banks, community banks, credit unions, and 100 U.S. fintech executives who cater to individual consumers, conducted between February 7, 2025, and March 25, 2025. This report explores the strengthening ties between fintech and credit unions, and the critical elements driving these partnerships.
