Bank Holidays in January 2026
As we kick off 2026, it’s a good idea to check your bank’s holiday schedule before headed out. You wouldn’t want to find yourself in front of a closed door, right? Especially after the holidays, when folks are getting back to work and sorting out their finances.
Are banks closed on January 3rd?
In Uttar Pradesh, banks will be shut on Saturday, January 3, for Hazrat Ali’s birthday. Typically, banks only close on the second and fourth Saturdays of the month according to the Reserve Bank of India (RBI) guidelines.
Additional holidays in January 2026:
- January 12th: Banks in West Bengal will close in honor of Swami Vivekananda’s birthday.
- January 14th: Due to Makar Sankranti and Marg Bihu, banking services will be unavailable in Gujarat, Odisha, Assam, and Arunachal Pradesh.
- January 15th: Banks in Karnataka, Tamil Nadu, Sikkim, Telangana, and Andhra Pradesh will observe several festivals including Uttarayana Punyakara and Pongal.
- January 16th: Tamil Nadu banks will be closed for Thiruvalluvar Day and will also remain closed on January 17 due to Ujjyavar Thirunal.
- January 23rd: Banks in Tripura, Odisha, and West Bengal will observe closures for various events, including the birthdays of Netaji Subhas Chandra Bose and Vir Surendrasai.
- January 26th: Nationwide closures will occur because of Republic Day.
Understanding these bank holidays can really help you plan out any essential financial activities and prevent unexpected interruptions. But keep in mind, even if branches are closed, you can still use online banking, ATMs, mobile banking apps, or UPI for daily transactions like transferring money or paying bills. However, if you need to do something that requires going into a branch, like depositing cash or clearing checks, that won’t be possible. It’s wise to organize those tasks ahead of time and make use of digital banking options when banks are closed.
