A significant number of Americans are expressing worries about affording health insurance, with some even thinking about skipping treatment due to high costs, as indicated by a recent poll from Scripps News and Talker Research.
About 69% of Americans reported concerns regarding their health insurance costs, with 37% feeling “very worried.” More than 70% said they are anxious about emergency medical bills, and 65% are worried about the costs of prescriptions and other medications.
This online survey, conducted just before a public offering, underscores the pervasive worry surrounding decisions about next year’s health coverage.
“It’s always stressful dealing with health insurance… Everything seems so pricey right now,” shared Sequoia Ross, a teacher, during an interview with Scripps News Richmond. “It shouldn’t be such a hassle. I just need to get my insurance sorted.”
Four out of ten Americans have ceased medical treatments altogether due to costs, and 29% have done this multiple times.
Dr. Omar Awan, vice chair of education at the University of Maryland School of Medicine, highlighted that health insurance is a source of considerable stress for many. He mentioned, “It really shouldn’t be this way. We are among the wealthiest nations globally, so it’s hard to accept that 40% can’t afford their health care. Ideally, insurance should offer protection, but with high deductibles and unexpected bills, it seems to add more anxiety instead.” He cautioned that forgoing care due to high premiums could lead to higher overall medical expenses, as rising rates of chronic illnesses could spike future costs.
“In the long run, people will only seek help when it’s critical, but often it may be too late,” he added. “This will drive healthcare costs even higher since prevention is key. Without it, many may only go to the hospital during emergencies, facing costs that are unbearable.” He stressed that keeping costs down is essential for both insurance companies and the government to avoid pricier treatments down the line.
The poll results emerge as health care debates intensify in Washington, particularly as Democrats aim to reintroduce Affordable Care Act subsidies in discussions about government funding. Open enrollment on HealthCare.gov is currently in progress, putting some Americans at risk of hefty premium hikes if tax credits aren’t renewed.
Additionally, those with employer-based insurance are also predicted to see significant premium increases, with concerns echoing across various demographics and political affiliations.
About 60% of respondents expect their health care costs to rise, affecting nearly all age groups from Gen Z to baby boomers.
Health care has been ranked as the most urgent issue facing the nation, trailing only inflation and prices.
Insurers are largely held responsible for rising costs, with 50% of poll participants attributing the blame to them, compared to 46% who think elected officials are at fault. Interestingly, Democrats are more likely than Republicans to point fingers at politicians in this context, at rates of 55% to 36%.
Former President Donald Trump’s performance on health care has not been well-regarded; only 37% of respondents approve of his handling of the issue.
